Posts from July 17th, 2026
17
Why Did My Mortgage Payment Change? What South Carolina Homeowners Need to Watch
Many homeowners believe that once they sign their closing documents, choose an insurance company and begin making payments, their monthly mortgage payment is settled. That may be true for the principal and interest portion of a fixed-rate mortgage, but it is not necessarily true for the total amount withdrawn from the homeowner's bank account each month.
Property taxes, homeowners insurance and escrow shortages can all change the total monthly payment. A homeowner who overlooks a letter from the county, insurance company or mortgage servicer may discover the problem only after the payment has increased.
South Carolina's 4% Legal Residence Assessment
South Carolina provides a 4% property-tax assessment ratio for an owner's qualifying legal residence. Other residential real estate generally receives a 6% assessment ratio. A home is not officially lab...
17
A House Gives You an Address. A Table Helps You Build a Community
Buying a home in a new town can be exciting. There are rooms to arrange, new roads to learn, and places to explore. Yet after the boxes are unpacked and the pictures are hung, many people discover something real estate photographs cannot show.
A house gives you a place to live, but it does not automatically give you a community.
People often move because of a job, family, retirement, a relationship, or the hope of building a different kind of life. They may find the right home, neighborhood, commute, and price, yet still wonder who they will call when they would simply like to meet someone for dinner.
Friendships do not arrive in the moving truck. Someone has to make the first invitation.
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